Tools

Do the maths before you have the conversation.

Three working tools, built on real UK market figures. No email gate, no drip-feed, use them and walk away if you want to.

What will it actually cost a month?

Move the sliders. We show a range rather than a single number, because a single number from a website is a guess dressed up as a quote.

Hire purchase or lease against identifiable, resaleable plant. Security in the asset keeps pricing keenest.

£250,000
10%
60 months
0%

Indicative monthly cost

£4,881

Range £4,551£5,460 depending on covenant and asset.

Rate band used
7.9% – 15.9% APR
Deposit payable
£25,000
Amount financed
£225,000
Total payable
£317,850
Cost of finance
£67,850
Get this priced properly

Illustration only, not a quotation or an offer of finance. Based on published UK market-average rate bands for commercial brokers, calculated as a nominal annual rate compounded monthly. Your actual terms depend on covenant strength, asset type, trading history and the funder selected. Finance subject to status. VAT, fees and any documentation charges are excluded.

A conversation, not an application

Tell us what you are trying to build.

Start with the project, not the paperwork. Tell us about the site, the equipment you are considering and what you want it to achieve. We come back within 24 hours with a clear view on how it could be funded, and an honest answer if it does not stack up.