GRID Finance
Asset Finance
Solar arrays, battery systems, chargepoints, switchgear, electric vehicles. Funded as identifiable assets over a term that tracks the saving they create, not an arbitrary five years.
Range
£25,000 – £5,000,000
Term
2 – 10 years
Speed
Quote in 24 hours
Fund the kit itself
How it works
Hire purchase and leasing for energy assets that earn from day one.
Repayments sized against the saving
We model avoided units, capacity and demand charges first, then build a term where the monthly cost sits underneath it.
Staged drawdowns
Deposit, delivery, commissioning. Money moves when the project moves, so you never pay for kit sitting in a yard.
The whole scope, not just the box
Inverters, mounting, protection, controls, civils and installation labour funded together on one agreement.
Balance sheet options
Hire purchase for ownership and capital allowances, operating lease where you want the asset off balance sheet.
Good fit if
This is usually right for you when:
- 01
You have a firm quote and a commissioning date
- 02
The asset is identifiable and serialised
- 03
Two years of filed accounts, or a strong parent
Related
Project types funded this way.
Go deeper
Related guides
Asset Finance in practice
Three battery power units that took the generators off tick-over
Asset finance in practice: three battery power units funded as one facility on a VAT only deposit.
FAQs
Asset Finance: common questions
What businesses ask before they commit. If yours is not here, call 01604 969123.
What can be funded on asset finance?
Identifiable equipment with a useful life: battery storage systems, solar arrays, chargepoints, switchgear, plant, machinery and commercial vehicles. Installation and enabling works are often included where they form part of the same scheme.
How much can a business borrow on asset finance?
Facilities we arrange typically run from around £25,000 to £5,000,000. The ceiling on any individual deal is set by affordability, the asset itself and funder appetite rather than a fixed limit.
Is asset finance tax efficient?
It can be, and the treatment differs between hire purchase and leasing. Ownership structures can allow capital allowances on the asset while rentals under a lease are treated as a cost. Your accountant should confirm the position for your business before you commit.
Will asset finance affect existing bank facilities?
Asset finance is normally secured against the asset itself, which is why businesses use it to protect overdrafts and existing bank lines. Any specific covenant in your current facilities should still be checked.